Are you financially happy?

Money management is an important part of life. There are some financially happy people who just understand money management and its basics. Find out the ways.
They take steps to reach their goals Financially happy people realize you don't have to accomplish everything all at once. Break each and every financial goal you have into steps, and you chart out ways to reach there.
They are great planners Financially happy people worry about these troubles a little less. They've planned ahead for any kind of emergencies or misfortunes and they have back-off plans to sail them through difficult times, if any.

They look at the future When you're in your twenties, retirement planning sounds crazy. You think that life is going to be one exciting party always. But the reality may be different forty years down the line. Financially happy people see it differently. They realize at an early stage the importance of art of investment and let their money grow.

They spend within a budget Financially happy people know how much they make each month, and they know how much they have to spend. They are prudent while spending.